ken harney

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A market in real estate fraud

Could today’s seductive conditions in the housing market — severely marked-down prices, record low interest rates and hundreds of thousands of foreclosures waiting to be resold — be breeding new generations of the very...

A market in real estate fraud
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Keeping score on a bust’s devastation

How big a whack did your credit scores take during the grim years of economic distress following the housing bust? Was it 20 points, 50 points, 100 points — or maybe no drop at...

Keeping score on a bust’s devastation
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Loan limits on the rise for FHA, but not Fannie and Freddie

After a year characterized by grumpy partisan gridlock, Congress came up with a Thanksgiving compromise that could change the...

Loan limits on the rise for FHA, but not Fannie and Freddie
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Legislation puts energy into underwriting

When you apply for a mortgage to buy a house, how often does the lender ask detailed questions about monthly energy costs or tell the appraiser to factor in the energy-efficiency features of the...

Legislation puts energy into underwriting
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New FHA rule causing major condominium headaches

Is a little-publicized switch in federal mortgage policy causing huge problems for condominium sellers, buyers and homeowner association boards...

New FHA rule causing major condominium headaches
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A foreclosure escape hatch?

With hundreds of thousands of homeowners facing imminent foreclosure and estimates of 2 million or more in the wings, are there any financial tools available to distressed borrowers that haven’t been tried yet? Equally...

A foreclosure escape hatch?
New addendum allows sellers, buyers to highlight energy improvements for appraisals

New addendum allows sellers, buyers to highlight energy improvements for appraisals

Here’s some good news for homeowners who’ve gone green and installed energy-saving features but haven’t been sure whether appraisers...

New addendum allows sellers, buyers to highlight energy improvements for appraisals
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A title insurance ‘tradition’ coming undone

When you spent $2,000 to $3,000 to buy title insurance and closing services on your home purchase or refinance,...

A title insurance ‘tradition’ coming undone
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The VA way to finance a home

Picture a mortgage program that seems to defy many of the lessons of the housing bust: — 91 percent of its borrowers make zero down payments. — Loan amounts go well into the jumbo...

The VA way to finance a home
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Financial services company helping underwater homeowners

If you give millions of seriously underwater homeowners a new equity position in their properties by reducing their principal...

Financial services company helping underwater homeowners
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