Federal Housing Administration | The Real Deal New York

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Federal Housing Administration

451 7th Street S.W.
Washington, DC 20410
(202) 708-1112
Website

The Federal Housing Administration (FHA) is a United States government agency that regulates construction, mortgage finances, and insures loans made by banks and other private lenders for home building. Its mission is to provide home financing where the private market fails to do so and to uphold housing standards. The FHA was established in 1934, to stabilize the housing market during the Great Depression. It is part of the Department of Housing and Urban Development. Since 2015, Ed Golding has served as the agencys commissioner, replacing Biniam Gebre. The FHA is not taxpayer-funded. Proceeds from the mortgage insurance homeowners pay to the agency fund its operations. In 2009, to buoy the New York housing market, the FHA loosened its criteria for insuring mortgages and allowed first-time buyers to make down payments of as little as 3.5% of the value of a home. -TA


02/01/19
...-- 66.1 percent -- of homebuyers insured by the Federal Housing Administration (FHA) had FICO scores below 700. A remarkable 5.1 percent of these had deep subprime scores...

01/24/19
...and Urban Development, which insures mortgages via the Federal Housing Administration. Diachenko and TechCrunch traced the leak to the data and analytics company Ascension, based...

01/20/19
...servicers from Fannie Mae, Freddie Mac and the Federal Housing Administration (FHA), which insure or own most home loans. But the mortgage industry has failed...

01/18/19
...firms that have been accused of recklessly issuing Federal Housing Administration...

01/11/19
...he told me. If you applied for a Federal Housing Administration (FHA) or Veterans (VA) loan, the odds are you've had no major problems so...

01/08/19
...it violated the False Claims Act from its Federal Housing Administration mortgages. Those alleged violations happened between 2006 and 2011. Among the other allegations, Burling said the...

12/14/18
...obtained mortgages from Fannie Mae, Freddie Mac, the Federal Housing Administration (FHA), Veterans Affairs (VA) and Rural Housing Services in the 50 largest U.S. metropolitan...

12/07/18
...this year on a conventional home loan, a Federal Housing Administration (FHA)-backed mortgage or a Veterans (VA) loan? Congratulations! You're a potential beneficiary if...

11/30/18
...Fannie Mae or Freddie Mac, insured by the Federal Housing Administration (FHA) or guaranteed by the Department of Veterans Affairs (VA). The new proposal would...

10/12/18
...loan. A little background: Annual volumes of the Federal Housing Administration...

08/31/18
...average debt ratios at Fannie and Freddie. But Federal Housing Administration (FHA) insured loans appear to be a strikingly different story. During January through March...

08/10/18
...in the mid to upper 600s for a Federal Housing Administration (FHA) insured loan. The actual minimum score for approval also will depend on your...

06/06/18
...firms that have been accused of recklessly issuing Federal Housing Administration...

...firms that have been accused of recklessly issuing Federal Housing Administration...

05/24/18
...Veterans Affairs, the Department of Agriculture and the Federal Housing Administration. Nonbank debt accounts for nearly 80 percent of government-insured loans, according to the report. Lenders...

02/16/18
...spilled over onto borrowers in the much larger Federal Housing Administration (FHA) market, which primarily serves first-time home purchasers and others who lack significant cash...

02/12/18
...measureable outcomes and are ineffective." And for the Federal Housing Administration, the agency that provides mortgage financing for first time homebuyers, the budget actually requests...

12/25/17
...Schumer and Representative Carolyn Maloney began lobbying the Federal Housing Administration, which oversees Fannie and Freddie. In June 2014, the FHA declared it would only insure...

12/01/17
...monthly debt can now go to 50 percent. With Federal Housing Administration (FHA) loans, you can push it even higher -- 55 percent or 56 percent -- provided...

10/18/17
...and inflating appraisals in order to qualify for Federal Housing Administration insurance — a claim that executives at the firm have denied. In NYC, Quicken Loans...

...and inflating appraisals in order to qualify for Federal Housing Administration insurance — a claim that executives at the firm have denied. In NYC, Quicken Loans...

09/29/17
...of a default. Ginnie Mae bundles VA and Federal Housing Administration (FHA) loans into mortgage bonds, which are then purchased by investors who receive guarantees...

08/30/17
...currently have reverse loans through HUD and the Federal Housing Administration. In the early days on the Trump Administration, it announced that it would put...

08/11/17
...market, their dependency on government loans from the Federal Housing Administration has decreased, according to Ellie Mae's monthly Millennial Tracker report. In the month of...

08/11/17
...market, their dependency on government loans from the Federal Housing Administration has decreased, according to Ellie Mae’s monthly Millennial Tracker report. In the month...

...with the current mortgage lending market. According to Federal Housing Administration guidelines, condo buildings are required to be at least 50 percent occupied by owners in...