Construction loans are public enemy number one among industry experts, according to USA Today, as the recession contributes to their rapid deterioration. Both the Congressional Oversight Panel and Deutsche Bank have singled out the loans as uneasy investments, in part because they tend to create greater losses for lenders when they fail. In fact, the 10 percent of banks with the highest concentration of the loans comprised more than half of the lending institutions that have failed since 2007. “[It’s] without doubt, the riskiest commercial real estate loan product,” a Deutsche Bank statement read. [USA Today]