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South Florida

Roofs now covered by Citizens

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Citizens Property Insurance has backed down from a proposal to stop insuring some roofs that are more than 25 years old, following an outcry from agents, public adjusters and customers about what would happen to people who can’t afford to replace their roofs. The insurer has released a proposal in which it would continue covering only the actual — not replacement — value of roofs that are certified to survive three more years.