Report: Citizens should raise insurance rates, a warning for FPL customers … and more

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1. FSU report: Citizens should raise insurance rates [Sun Sentinel]
2. Miami’s top new restaurants of 2011 [Eater]
3. When low appraisals meet FHA loans [Sun Sentinel]
4. Making money without tenants [Christian Science Monitor]
5. A warning for FPL customers [Sun Sentinel]
6. Predictions for the 2012 real estate market [Inman]
7. Miami readies for potential casinos [NYT]