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97 percent financing available at downtown Miami condo project

4 Midtown Miami
4 Midtown Miami

The dog days of the recession are behind us, it seems. Per a report from the Miami Herald, 97 percent financing is now available for some Downtown Miami condominiums, echoing the lending standards of the pre-Lehman era.

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The developers of 4 Miami Midtown, a 33-story condo project at 3301 NE 1st Avenue in Miami, announced the program yesterday, the Herald said. Since units start as low as $267,000 at the high-rise, a potential buyer might net some swanky downtown digs for as little as $8,300 down, the paper pointed out.

With these sorts of lending practices, the boom could be back. Overzealous lending practices have been blamed for Florida’s high foreclosure rate. In 2012, Florida led the nation in foreclosures, with one in every 32 homes receiving a filing related to foreclosure, previous reports from the Herald show. [Miami Herald] –Guelda Voien

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