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BAC Florida Bank reports $20M in Q3 home loans

169 Miracle Mile in Coral Gables
169 Miracle Mile in Coral Gables

Riding the wave of market recovery, Coral Gables-based BAC Florida Bank, the namesake of the BAC Colonnade, produced $20 million in home loans in the third quarter, a sizable jump from $11 million one quarter prior.

The bank, located at 169 Miracle Mile, deals with loans for trade financing and foreign homebuyers. Asset quality was stronger, as apparent from the $25.9 million in noncurrent loans and $1.9 million in repossessed properties. Net interest income rose to $8.9 million from $8.6 million quarter-over-quarter. To reserve for future loan losses, the bank took a $250,000 expense, half of the $500,000 expense from the prior quarter.

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As of late June, BAC Florida was the 11th largest bank headquartered in South Florida, its assets totaling $1.35 billion, the South Florida Business Journal reported.

In 2010, the bank weighed moving to Miami office building 1450 Brickell, but ultimately decided against it. The BAC Colonnade building sold for $81 million in July. [South Florida Business Journal]Mark Maurer

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