When is your “credit score” irrelevant in buying a house or refinancing a mortgage? A new federal legal settlement with a major credit bureau...

Boca Raton-based insurer People’s Trust Insurance Company has signed a lease at the Florida Atlantic University research park in Deerfield Beach. The 40,000-square-foot building,...

There has been a month-over-month decrease in national default rates for first and second mortgages, with second mortgage default rates dropping from 1.4 percent...

Are medical bill collection accounts buried away inside millions of consumers’ credit files — even bills that were fully paid or settled years ago...

For years, renters who fell behind on their payments weren’t concerned about the impact that a late payment would have on their credit rating....

The first mortgage default rate rose to 3.05 percent nationwide in November, in that measure’s first monthly increase since December 2009, Standard & Poor’s...

With foreclosures soaring — and homeowners with unblemished payment histories abruptly walking away from their houses with no advance warning to lenders — the...

Recession-hammered homeowners’ credit scores are on the decline across the country, say scoring industry experts, and that makes more consumers vulnerable to scams that...

With tougher mortgage underwriting rules a virtual certainty under Congress’ new financial reform legislation, lenders have begun confronting still another vexing issue: Can homebuyers...

Nearly one-fifth of all mortgage delinquencies during the second quarter of 2009 came from strategic defaults, according to a market report from Experian-Oliver Wyman,...