kenneth r. harney

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New FHA rule causing major condominium headaches

Is a little-publicized switch in federal mortgage policy causing huge problems for condominium sellers, buyers and homeowner association boards...

New FHA rule causing major condominium headaches
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A foreclosure escape hatch?

With hundreds of thousands of homeowners facing imminent foreclosure and estimates of 2 million or more in the wings, are there any financial tools available to distressed borrowers that haven’t been tried yet? Equally...

A foreclosure escape hatch?
New addendum allows sellers, buyers to highlight energy improvements for appraisals

New addendum allows sellers, buyers to highlight energy improvements for appraisals

Here’s some good news for homeowners who’ve gone green and installed energy-saving features but haven’t been sure whether appraisers...

New addendum allows sellers, buyers to highlight energy improvements for appraisals
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Surprising numbers of homeowners faring relatively well with home equity

Negative equity and underwater homeowners are frequently in the headlines, but what about positive equity in Americans’ homes? Is...

Surprising numbers of homeowners faring relatively well with home equity
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The VA way to finance a home

Picture a mortgage program that seems to defy many of the lessons of the housing bust: — 91 percent of its borrowers make zero down payments. — Loan amounts go well into the jumbo...

The VA way to finance a home
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Homebuyer contracts falling apart

Are homebuyers walking away in droves from the contracts they’ve signed? Or are they essentially fouling out of the game, unable to close deals because of financing and credit issues? Whatever the answer, this...

Homebuyer contracts falling apart
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Broker referrals coming under scrutiny

You probably know that federal law prohibits kickbacks among brokers and others in residential real estate deals. That sounds pretty straightforward: You can’t give money to someone simply for steering a homebuyer or refinancer...

Broker referrals coming under scrutiny
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Discrimination against pregnant women an issue in mortgage industry

Should being pregnant and taking maternity leave ever constitute reasons to be turned down for a home mortgage or...

Discrimination against pregnant women an issue in mortgage industry
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A short way to short-sale fraud

Are banks and distressed home sellers getting rooked on a massive scale in the booming short-sale arena — leaving hundreds of millions of dollars on the table for white-collar criminals? A comprehensive new study...

A short way to short-sale fraud
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Law of unintended consequences in mortgage shopping

What if the federal government spent years designing a tool to help consumers shop intelligently for mortgages — comparing...

Law of unintended consequences in mortgage shopping
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