704! That’s the new, record-high average FICO credit score among millions of Americans, and it’s positive news for home buyers, sellers, lenders and the...

Is it easier today for home buyers with a high debt ratio and sub-par credit scores to qualify for a mortgage than it’s been...

If you’re seriously thinking about buying a home in the months ahead, you almost certainly know how important your FICO credit score will be...

Do you really need an escrow account attached to your mortgage? Aren’t you capable of remembering when it’s time to pay tax and insurance...

A key policy change by mortgage giant Fannie Mae that offered homeownership to thousands of new buyers — many of them minorities — could...

Many mortgage applicants have never heard of “rapid rescoring” or CreditXpert score simulations — in part because some lenders choose not to educate them....

Here’s an important question for anyone hoping to buy a home next year but who isn’t quite confident about qualifying for a mortgage: Is...

The catastrophic theft of 143 million consumers’ personal data from national credit bureau Equifax could cause financial grief for years for homebuyers and mortgage...

If you’ve been waiting for the long-anticipated news that the two dominant players in the home mortgage arena — Fannie Mae and Freddie Mac...

You’ve almost certainly seen or heard pitches for “credit repair” services promising to clean up your credit problems, reduce your debt, or even raise...