A key policy change by mortgage giant Fannie Mae that offered homeownership to thousands of new buyers — many of them minorities — could...

Many mortgage applicants have never heard of “rapid rescoring” or CreditXpert score simulations — in part because some lenders choose not to educate them....

Here’s an important question for anyone hoping to buy a home next year but who isn’t quite confident about qualifying for a mortgage: Is...

The catastrophic theft of 143 million consumers’ personal data from national credit bureau Equifax could cause financial grief for years for homebuyers and mortgage...

If you’ve been waiting for the long-anticipated news that the two dominant players in the home mortgage arena — Fannie Mae and Freddie Mac...

You’ve almost certainly seen or heard pitches for “credit repair” services promising to clean up your credit problems, reduce your debt, or even raise...

When is your “credit score” irrelevant in buying a house or refinancing a mortgage? A new federal legal settlement with a major credit bureau...

It could be a boon for some home buyers — their credit scores will get a surprise boost — but worrisome for mortgage lenders,...

From the New York website: If you’ve been frustrated that the credit scoring system has prevented you from getting a home mortgage, 2016 could be...

Despite low mortgage rates, it remains difficult for many consumers to secure a loan — lending across the United States fell to a 16-year low...