National
Equifax error might have harmed (or helped) mortgage applicants
An error from Equifax resulted in erroneous credit scores being sent to a variety of lenders, potentially affecting the...
credit scores
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National
Lenders opening doors to a wider swath of home buyers
Do you want to buy a house but worry that your credit profile will disqualify you for a mortgage?...
National
New financial tools offer a boost to credit ratings
Here’s some good news for anyone whose credit scores aren’t quite as high as they’d like them to be:...
National
Homebuyers with heavy debt might find it tougher to get a mortgage
First-time and move-up homebuyers with heavy debt loads, low credit scores and small down payments face a daunting new...
National
Your FICO score is not your mortgage destiny
The higher your credit score, the lower the interest rate quote you’ll get on your mortgage, right? As a...
Americans’ credit scores hit record high
704! That’s the new, record-high average FICO credit score among millions of Americans, and it’s positive news for home...
Lower credit scores, higher debt ratios opening opportunities for new home buyers
Is it easier today for home buyers with a high debt ratio and sub-par credit scores to qualify for...
‘Score Planner’ tool offers customized path to better credit
If you’re seriously thinking about buying a home in the months ahead, you almost certainly know how important your...
Escrow-free loans raise credit-risk questions
Do you really need an escrow account attached to your mortgage? Aren’t you capable of remembering when it’s time...
Cutbacks in high debt ratio loans could hurt home buyers
A key policy change by mortgage giant Fannie Mae that offered homeownership to thousands of new buyers — many...