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Home buyers in front of a house (Credit: iStock)

Lenders opening doors to a wider swath of home buyers

Do you want to buy a house but worry that your credit profile will disqualify you for a mortgage?...

New financial tools offer a boost to credit ratings

Here’s some good news for anyone whose credit scores aren’t quite as high as they’d like them to be:...

Homebuyers with heavy debt might find it tougher to get a mortgage

First-time and move-up homebuyers with heavy debt loads, low credit scores and small down payments face a daunting new...

Your FICO score is not your mortgage destiny

The higher your credit score, the lower the interest rate quote you’ll get on your mortgage, right? As a...

Americans’ credit scores hit record high

704! That’s the new, record-high average FICO credit score among millions of Americans, and it’s positive news for home...

Lower credit scores, higher debt ratios opening opportunities for new home buyers

Is it easier today for home buyers with a high debt ratio and sub-par credit scores to qualify for...

‘Score Planner’ tool offers customized path to better credit

If you’re seriously thinking about buying a home in the months ahead, you almost certainly know how important your...

Escrow-free loans raise credit-risk questions

Do you really need an escrow account attached to your mortgage? Aren’t you capable of remembering when it’s time...

Cutbacks in high debt ratio loans could hurt home buyers

A key policy change by mortgage giant Fannie Mae that offered homeownership to thousands of new buyers — many...

“Rapid rescoring” can provide quick credit fix

Many mortgage applicants have never heard of “rapid rescoring” or CreditXpert score simulations — in part because some lenders...

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