704! That’s the new, record-high average FICO credit score among millions of Americans, and it’s positive news for home buyers, sellers, lenders and the...

Is it easier today for home buyers with a high debt ratio and sub-par credit scores to qualify for a mortgage than it’s been...

If you’re seriously thinking about buying a home in the months ahead, you almost certainly know how important your FICO credit score will be...

Do you really need an escrow account attached to your mortgage? Aren’t you capable of remembering when it’s time to pay tax and insurance...

A key policy change by mortgage giant Fannie Mae that offered homeownership to thousands of new buyers — many of them minorities — could...

Many mortgage applicants have never heard of “rapid rescoring” or CreditXpert score simulations — in part because some lenders choose not to educate them....

Senate proposal would force Fannie and Freddie to sell assets The future of Fannie Mae and Freddie Mac is being debated in Congress, and...

City Comptroller Scott Stringer wants tenants who pay their rent on time to be able to boost their credit scores the way homeowners do...

The catastrophic theft of 143 million consumers’ personal data from national credit bureau Equifax could cause financial grief for years for homebuyers and mortgage...

If you’ve been waiting for the long-anticipated news that the two dominant players in the home mortgage arena — Fannie Mae and Freddie Mac...

You’ve almost certainly seen or heard pitches for “credit repair” services promising to clean up your credit problems, reduce your debt, or even raise...

When is your “credit score” irrelevant in buying a house or refinancing a mortgage? A new federal legal settlement with a major credit bureau...

You probably know that your credit score is a crucial factor in your ability to qualify for a mortgage. You might also know that...

Are you a “transactor” or a “revolver” when it comes to your credit? Terms like these never have mattered much to home buyers seeking...

If you’ve been frustrated that the credit scoring system has prevented you from getting a home mortgage, 2016 could be a watershed year. Important...

From the October issue: Would prospective homebuyers have a better chance to qualify for a mortgage if negative items in their credit files were erased...

Are the two biggest players in the American mortgage arena — Fannie Mae and Freddie Mac — needlessly preventing millions of African-Americans, Latinos and...

From the September issue: Are mortgage lenders finally loosening up a little on their credit score requirements, opening the door to larger numbers of home...

Are mortgage lenders finally loosening up a little on their credit score requirements — opening the door to larger numbers of home purchasers this...

Anybody buying a first home quickly learns how important credit scores are to mortgage lenders. They like them high. But if you’ve been renting...