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Are banks turning a blind eye when their borrowers push out rent-stabilized tenants?

From the July issue: When a landlord is implicated in a tenantharassment case, it’s usually their name — and their name alone — that makes headlines.

Such was the case with Raphael Toledano at 444 East 13th Street, where rent-stabilized tenants charged that the controversial broker-turned-landlord’s management company was bullying tenants into moving out to pave the way for rent increases.

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But weeks after news broke that the state was investigating Toledano for tenant harassment at the East 13th Street building, he scored two loans totaling $124 million from private equity firm Madison Realty Capital to buy and renovate a 16-building, $97 million East Village portfolio.

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The leverage on the deal — which clocked in at 128 percent compared to the typical 50 to 65 percent on a New York City multifamily deal — raises questions about how culpable lenders are in perpetuating harassment. In short, are they turning a blind eye when their borrowers too-aggressively push to turn rent-stabilized apartments into luxury units?

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