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Lenders opening doors to a wider swath of home buyers

Do you want to buy a house but worry that your credit profile will disqualify you for a mortgage?...

Lenders opening doors to a wider swath of home buyers
Your FICO score is not your mortgage destiny

Your FICO score is not your mortgage destiny

The higher your credit score, the lower the interest rate quote you’ll get on your mortgage, right? As a...

Your FICO score is not your mortgage destiny
Fannie and Freddie stick with outdated credit scoring

Fannie and Freddie stick with outdated credit scoring

If you’ve been waiting for the long-anticipated news that the two dominant players in the home mortgage arena —...

Fannie and Freddie stick with outdated credit scoring
Why a mortgage approval could be much easier than you think

Why a mortgage approval could be much easier than you think

So what does it take to get approved for a mortgage to buy a house this summer, whether you’re...

Why a mortgage approval could be much easier than you think
Why the big credit score boost won’t dramatically impact the housing market

Why the big credit score boost won’t dramatically impact the housing market

If you’ve heard that some people might get a magic boost to their FICO credit scores in the 10-point...

Why the big credit score boost won’t dramatically impact the housing market
New federal legal settlement shines a light on credit scores

New federal legal settlement shines a light on credit scores

When is your “credit score” irrelevant in buying a house or refinancing a mortgage? A new federal legal settlement...

New federal legal settlement shines a light on credit scores
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Credit, debt dings don’t always doom mortgage applications

How tough is it to get approved for a mortgage? How low can your FICO credit score go before...

Credit, debt dings don’t always doom mortgage applications
A big holiday gift for US homeowners

A big holiday gift for US homeowners

The biggest holiday gift this year for millions of Americans doesn’t fit under a tree and can be a little hard to grasp, but it may be of exceptional value: If you own a...

A big holiday gift for US homeowners
Missing the boat on homeownership

Missing the boat on homeownership

From the July issue: When lenders say their doors are open to homebuyers who don’t have the best credit profiles, should people believe them? Do first-time buyers qualified on income and other key criteria but...

Missing the boat on homeownership
Not all buyers benefit from lower FHA interest rates

Not all buyers benefit from lower FHA interest rates

If you saw the White House announcement of lower insurance payments on Federal Housing Administration home mortgages last week,...

Not all buyers benefit from lower FHA interest rates
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