From the October issue: Would prospective homebuyers have a better chance to qualify for a mortgage if negative items in their credit files were erased in four years rather than the current seven? [more]
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Debate heats up on reforming rules for credit scores
Congress starts considering whether to change requirements for what is in credit reports and how long it stays there
![](https://static.therealdeal.com/wp-content/uploads/2014/10/creditscores.jpg)
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